Blog Archives

The Truth in Lending Act (TILA), also known as the Federal Truth in Lending Act, is a federal law passed in 1968 wi ...

On October 26, 2001, the USA Patriot Act–formally known as Uniting and Strengthening America by Providing App ...

Congress passed the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) to address concerns a ...

In 2014, the Consumer Financial Protection Bureau (CFPB) implemented the Qualified Mortgage (QM) Rule – a set ...

In 1974, the Real Estate Settlement Procedures Act (RESPA) was passed as a federal law to safeguard consumers again ...

Navigating the world of mortgages can be overwhelming, especially for first-time homebuyers. One essential tool tha ...

The home appraisal process is a critical aspect of buying, selling, or refinancing a home. A home appraisal helps d ...

The Gramm-Leach-Bliley Act: A Comprehensive Overview The Gramm Leach Bliley Act: Discovering Its Effects and Implic ...

The Fair Credit Reporting Act (FCRA) is a federal law in the United States that sets standards for collecting, diss ...

In July 2010, President Barack Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act, ...

The ability to repay a loan is an integral factor in the lending process. It’s up to the borrower to ensure t ...

The Equal Credit Opportunity Act (ECOA) is a federal law that prohibits discrimination in lending practices. Enacte ...