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Category Archives: Taxes
Unpacking the CFPB: Understanding Its Role i...
The CFPB or Consumer Financial Protection Bureau was created by the Dodd-Frank Wall Street Reform Act and Consumer ...
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What is TILA? Truth in Lending Act and Home ...
The Truth in Lending Act (TILA), also known as the Federal Truth in Lending Act, is a federal law passed in 1968 wi ...
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The USA Patriot Act in the Mortgage Industry...
On October 26, 2001, the USA Patriot Act–formally known as Uniting and Strengthening America by Providing App ...
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What is the SAFE Act in the Mortgage Industr...
Congress passed the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) to address concerns a ...
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What is the Qualified Mortgage Rule?
In 2014, the Consumer Financial Protection Bureau (CFPB) implemented the Qualified Mortgage (QM) Rule – a set ...
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The Real Estate Settlement Procedures Act (R...
In 1974, the Real Estate Settlement Procedures Act (RESPA) was passed as a federal law to safeguard consumers again ...
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Mortgage Calculator: The Ultimate Guide for ...
Navigating the world of mortgages can be overwhelming, especially for first-time homebuyers. One essential tool tha ...
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What is the Gramm Leach Bliley Act?
The Gramm-Leach-Bliley Act: A Comprehensive Overview The Gramm Leach Bliley Act: Discovering Its Effects and Implic ...
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What is FCRA? Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is a federal law in the United States that sets standards for collecting, diss ...
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What is the Dodd Frank Act?
In July 2010, President Barack Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act, ...
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What is the Ability to Repay Rule?
The ability to repay a loan is an integral factor in the lending process. It’s up to the borrower to ensure t ...
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Your Commercial Mortgage Lender: 15 Better Q...
When looking to purchase commercial real estate, it is essential that you partner with an experienced commercial mo ...
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