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Category Archives: Taxes

Unpacking The Cfpb

Unpacking the CFPB: Understanding Its Role i...

March 12, 2023
The CFPB or Consumer Financial Protection Bureau was created by the Dodd-Frank Wall Street Reform Act and Consumer ...
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What Is Tila

What is TILA? Truth in Lending Act and Home ...

March 9, 2023
The Truth in Lending Act (TILA), also known as the Federal Truth in Lending Act, is a federal law passed in 1968 wi ...
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Usa Patriot Act In The Mortgage Industry

The USA Patriot Act in the Mortgage Industry...

March 9, 2023
On October 26, 2001, the USA Patriot Act–formally known as Uniting and Strengthening America by Providing App ...
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Safe Act In The Mortage Industry

What is the SAFE Act in the Mortgage Industr...

March 9, 2023
Congress passed the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) to address concerns a ...
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Qualified Mortgage Rule

What is the Qualified Mortgage Rule?

March 9, 2023
In 2014, the Consumer Financial Protection Bureau (CFPB) implemented the Qualified Mortgage (QM) Rule – a set ...
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Real Estate Settlement Procedures Act

The Real Estate Settlement Procedures Act (R...

March 9, 2023
In 1974, the Real Estate Settlement Procedures Act (RESPA) was passed as a federal law to safeguard consumers again ...
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Mortgage Calculator

Mortgage Calculator: The Ultimate Guide for ...

March 7, 2023
Navigating the world of mortgages can be overwhelming, especially for first-time homebuyers. One essential tool tha ...
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What Is The Gramm-Leach-Bliley Act

What is the Gramm Leach Bliley Act?

March 6, 2023
The Gramm-Leach-Bliley Act: A Comprehensive Overview The Gramm Leach Bliley Act: Discovering Its Effects and Implic ...
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Fair Credit Reporting Act

What is FCRA? Fair Credit Reporting Act

March 6, 2023
The Fair Credit Reporting Act (FCRA) is a federal law in the United States that sets standards for collecting, diss ...
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What Is The Dodd Frank Act?

What is the Dodd Frank Act?

March 6, 2023
In July 2010, President Barack Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act, ...
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What Is The Ability To Repay Rule

What is the Ability to Repay Rule?

March 5, 2023
The ability to repay a loan is an integral factor in the lending process. It’s up to the borrower to ensure t ...
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Questions You Need To Ask Your Commercial Mortgage Lender

Your Commercial Mortgage Lender: 15 Better Q...

October 28, 2022
When looking to purchase commercial real estate, it is essential that you partner with an experienced commercial mo ...
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